Interest rate and APY may change after account is opened. APYs accurate as of 11/07/2017. Fees could reduce earnings. Rates and fees may change without notice. Rate = Interest Rate. APY = Annual Percentage Yield.

FOR CURRENT RATE INFORMATION CALL YOUR NEAREST OFFICE:
Oklahoma City: (405) 778-6500
Midwest City: (405) 869-4000
Canute: (580) 472-3131

Checking Accounts

AccountMinimum Required Opening DepositRateAPY
Preferred Senior Checking $100 0.50% 0.50%
Preferred Interest Checking $100 0.50% 0.50%
IOLTA $100 0.50% 0.50%

Regular Savings See Details

BalanceMinimum Deposit Required to OpenRateAPY
$0 - $24,999 $100 0.20% 0.20%
$25,000 - $49,999 $100 0.50% 0.50%
$50,000+ $100 0.65% 0.65%

By federal regulations, during any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above in any month, your account will be subject to product change to an unlimited transaction account.

Interest Business Checking See Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $9,999 $100 0.25% 0.25%
$10,000+ $100 0.50% 0.50%

Commercial Money Market See Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $99,999 $100 0.80% 0.80%
$100,000 - $249,999 $100 1.00% 1.00%
$250,000+ $100 1.29% 1.30%

By federal regulations, during any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above in any month, your account will be subject to product change to an unlimited transaction account.

 

Personal Money Market See Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $99,999 $100 0.80% 0.80%
$100,000 - $249,999 $100 1.00% 1.00%
$250,000+ $100 1.29% 1.30%

By federal regulations, during any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above in any month, your account will be subject to product change to an unlimited transaction account.

CD / IRA Rates See Details

TermMinimum Required to OpenRateAPY
3 Month $5,000 0.85% 0.85%
6 Month $5,000 1.19% 1.20%
12 Month $5,000 1.64% 1.65%
18 Month $5,000 1.74% 1.75%
2 Year $5,000 1.84% 1.85%
3 Year $5,000 1.94% 1.95%

IRA valid on 12 month CD or greater. A penalty may be imposed for early withdrawal. Minimum balance required to obtain the annual percentage yield for all CD/IRA is $5,000.00