Enjoy higher returns on your investment with a certificate of deposit from The First State Bank. We have a variety of terms to help you reach your financial goals, and offer competitive interest rates to guarantee the best returns for your investment.

If you don't need access to your funds and want to maximize your savings, this is the solution for you. Call a Personal Banker today to get the most current rates and specials.

  • Great low-risk investments
  • Higher returns than savings accounts
  • Competitive interest rates
    • Receive higher rates for longer terms
  • Guaranteed fixed rates for guaranteed returns
  • Terms from 3 months to 3 years
  • Early withdrawal penalties apply
  • Requires a $5,000 deposit to open

*Our 12-month, 24-month, and 36-month CDs are the only CD products available to open and fund completely online. To open any of our other CD products, please visit your nearest branch of The First State Bank.

Your satisfaction is the real reward, but we appreciate these too.