The name of this account says it all — this free checking account gives you unlimited check writing, a free Visa® debit/ATM card, and access to all our convenience services like online banking, bill pay, and eStatements. 

Use your check card for point-of-sale purchases and cash back, and you can also access your accounts at any ATM. You need a $100 deposit to open the account, but there is no minimum balance requirement.


*The First State Bank has implemented upgraded debit card fraud protection. By doing so, we can offer you better protection against personal and business debit card fraud. As a result of this upgraded protection, you may see an increase in phone calls and other notifications regarding debit card purchases that meet certain criteria deemed suspicious. Such activity can include purchases made outside of normal card locations, eCommerce transactions and dollar amount specifications. Heightened security will be placed on international purchases as well, so if you intend on traveling outside of the United States, please contact your local branch of The First State Bank.

Your satisfaction is the real reward, but we appreciate these too.