Ensure financial security for your golden years. Our IRA is a tax-advantaged*, no-fee way to save — starting now.
- Competitive Interest
- No Setup or Monthly Fees
- Tax Advantages*
- Tax-advantaged retirement savings*
- Competitive interest above standard savings rates
- No setup fees
- No monthly or annual maintenance fees
- Annual contribution limits apply (see current contribution limits; $6,000 as of 2019)
- Additional $1,000 "catch-up" contribution allowed for ages 50+
- Funds can be used to purchase CDs within IRA
- No income limits to open
- Contributions are tax deductible on state and federal income tax*
- Earnings are tax deferred until withdrawal (when usually in lower tax bracket)
- Withdrawals can begin at age 59½
- Early withdrawals subject to penalty**
- Mandatory withdrawals at age 70½
- $5,000 minimum opening deposit
*Consult a tax advisor.
**Certain exceptions apply, such as healthcare, purchasing first home, etc.