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Ensure financial security for your golden years. Our IRA is a tax-advantaged*, no-fee way to save — starting now.

Key Features

  • Competitive Interest
  • No Setup or Monthly Fees
  • Tax Advantages*
  • Tax-advantaged retirement savings*
  • Competitive interest above standard savings rates
  • No setup fees
  • No monthly or annual maintenance fees
  • Annual contribution limits apply (see current contribution limits; $6,000 as of 2019)
  • Additional $1,000 "catch-up" contribution allowed for ages 50+
  • Funds can be used to purchase CDs within IRA
  • No income limits to open
  • Contributions are tax deductible on state and federal income tax*
  • Earnings are tax deferred until withdrawal (when usually in lower tax bracket)
  • Withdrawals can begin at age 59½
  • Early withdrawals subject to penalty**
  • Mandatory withdrawals at age 70½
  • $5,000 minimum opening deposit

*Consult a tax advisor.

**Certain exceptions apply, such as healthcare, purchasing first home, etc.