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Enjoy greater returns with our high rate CDs. With terms ranging from 6 months to 3 years, our CDs provide the variety you need in order to reach your investment goals. A low-risk investment, our CDs are backed by the full coverage of the FDIC. Additionally, some of our CDs can be styled as a Traditional IRA. Just ask any banking associate for details.

It’s easy to open your 12-month CD, 24-month CD, or 36-month CD. Contact us to get started!

Key Features

  • Low-Risk Way to Save
  • Guaranteed Returns
  • Wide Range of Terms
  • Great low-risk investments
  • Higher returns than savings accounts
  • Competitive interest rates
  • Receive higher rates for longer terms
  • Guaranteed fixed rates for guaranteed returns
  • Terms from 3 months to 3 years
  • Early withdrawal penalties apply
  • Requires a $5,000 deposit to open

What do you need to bring with you when you open your CD?

  • Valid photo ID with your current address.
  • If your photo ID does not contain your current address, bring some other document which does contain it, such as a utility bill.
  • The minimum opening deposit amount...or more!

 Please note: Our 12-month, 24-month, and 36-month CDs are the only CD products available to open and fund completely online. To open any of our other CD products, please visit your nearest branch of The First State Bank.


*APY=Annual Percentage Yield. Rates accurate as of 05/06/2020 and subject to change without notice. No brokered deposits.

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