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Tailored to our valued customers age 55 and better, this account includes competitive interest and plenty of free services.

Key Features

  • Competitive Interest
  • Unlimited Check Writing
  • Digital Banking
  • Debit Card
  • Available for our customers 55 years and better
  • Earn competitive interest on entire balance
    • No minimum balance required to earn APY*
    • Daily balance method used to calculate APY*
  • Avoid the $10 monthly service charge by maintaining an $1,000 minimum average daily balance
  • Unlimited check writing
  • No activity fee per check/deposit
  • Free notary service
  • Free Preferred checks
  • Free cashier's checks
  • Free digital banking services, including:
    • Online banking and bill pay
    • Mobile banking
    • Mobile deposit
    • eStatements with images
  • Free Visa® debit card with worldwide ATM access
  • $100 minimum opening deposit

Already have an account? Easily reorder your checks online.

*APY=Annual Percentage Yield.

**The First State Bank has implemented upgraded debit card fraud protection. By doing so, we can offer you better protection against personal and business debit card fraud. As a result of this upgraded protection, you may see an increase in phone calls and other notifications regarding debit card purchases that meet certain criteria deemed suspicious. Such activity can include purchases made outside of normal card locations, eCommerce transactions and dollar amount specifications. Heightened security will be placed on international purchases as well, so if you intend on traveling outside of the United States, please contact your local branch of The First State Bank.