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Our free checking account offers the value that’s been our hallmark for over a century. Enjoy unlimited check writing, a debit card, and more.

Key Features

  • No Monthly Service Charge
  • Unlimited Check Writing
  • Digital Banking
  • Debit Card
  • Unlimited check writing
  • No activity fee per check/deposit
  • No monthly service charge
  • No minimum balance requirements
  • Free digital banking services, including:
    • Online banking and bill pay
    • Mobile banking
    • Mobile deposit
    • eStatements with images
  • Free Visa® debit card* with worldwide ATM access
  • $100 minimum opening deposit

Already have an account? Easily reorder your checks online.

*The First State Bank has implemented upgraded debit card fraud protection. By doing so, we can offer you better protection against personal and business debit card fraud. As a result of this upgraded protection, you may see an increase in phone calls and other notifications regarding debit card purchases that meet certain criteria deemed suspicious. Such activity can include purchases made outside of normal card locations, eCommerce transactions and dollar amount specifications. Heightened security will be placed on international purchases as well, so if you intend on traveling outside of the United States, please contact your local branch of The First State Bank.