The First State Bank wants to put the keys to your new home right in your hands! Our competitive mortgage loans are easy to apply for and offer a variety of terms to fit your needs. We will give you quick decisions so you don't have to wait long to get into your new home.

Looking to refinance? We can help you with that, too!

We offer a variety of mortgage loans, including FHA loans that have lower down payment requirements and may have more flexible underwriting guidelines. We also honor our military veterans with VA loans with no down payment and flexible underwriting guidelines. Contact any member of our Mortgage Team today!

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  • We proudly offer the following loan products:
    • Conventional
    • FHA
    • VA
    • Jumbo
    • Rural Development
    • Native American 184
    • 1st and 2nd Mortgage Combo
    • Bridge Loans
    • Construction Loans
  • Free purchase pre-qualification available
  • Competitive low rates
  • Both short- and long-term loans available
  • No pre-payment penalty
  • Refinancing available
  • Experienced personal service
  • Streamlined on-time closings
  • Quick decisions made locally

Meet Our Lenders

robertFightmasterRobert Fightmaster
President Mortgage Lending
(NMLS #196551)
Have a question?

Robert Fightmaster joined The First State Bank in 2011, founding the mortgage division of the bank. With over 20 years mortgage lending experience in the Oklahoma City market, Robert specializes in construction lending and VA loans.

mattBrownMatt Brown
Vice President Mortgage Lending
(NMLS #908374)
Have a question?

Matt Brown started in the mortgage industry in 2001 and has been with The First State Bank since 2012. He originates loans nationwide and has developed an in-depth knowledge of loan programs including jumbo financing, conventional, FHA, and VA.

bradCookBrad Cook

Mortgage Loan Originator
(NMLS #1502553)
Have a question?

Brad Cook joined The First State Bank in 2016. He has over 10 years of mortgage lending experience in the OKC market. Brad specializes in FHA and VA loans.

Allan McMurrain

Allan McMurrain
Mortgage Loan Originator
(NMLS #1525344)
Have a question?

Allan McMurrain joined The First State Bank with over 13 years’ experience in the mortgage industry. His experience with all the loan products the Bank offers makes buying a home from him the easy and enjoyable experience his clients deserve.

mikeGreshMike Gresh

AVP Tulsa Market Manager
(NMLS #408807)
Have a question?

Mike Gresh joined The First State Bank in 2015 and serves the Tulsa and surrounding areas. He has over 38 years' management experience in the mortgage industry.

Your satisfaction is the real reward, but we appreciate these too.