The First State Bank wants to put the keys to your new home right in your hands! Our competitive mortgage loans are easy to apply for and offer a variety of terms to fit your needs. We will give you quick decisions so you don't have to wait long to get into your new home.

Looking to refinance? We can help you with that, too!

We offer a variety of mortgage loans, including FHA loans that have lower down payment requirements and may have more flexible underwriting guidelines. We also honor our military veterans with VA loans with no down payment and flexible underwriting guidelines. Contact any member of our Mortgage Team today!

Details
  • We proudly offer the following loan products:
    • Conventional
    • FHA
    • VA
    • Jumbo
    • Rural Development
    • Native American 184
    • 1st and 2nd Mortgage Combo
    • Bridge Loans
    • Construction Loans
  • Free purchase pre-qualification available
  • Competitive low rates
  • Both short- and long-term loans available
  • No pre-payment penalty
  • Refinancing available
  • Experienced personal service
  • Streamlined on-time closings
  • Quick decisions made locally

Meet Our Lenders

robertFightmasterRobert Fightmaster
President Mortgage Lending
(NMLS #196551)
405.778.6518
Have a question?

Robert Fightmaster joined The First State Bank in 2011, founding the mortgage division of the bank. With over 20 years mortgage lending experience in the Oklahoma City market, Robert specializes in construction lending and VA loans.

mattBrownMatt Brown
Vice President Mortgage Lending
(NMLS #908374)
405.778.6547
Have a question?

Matt Brown started in the mortgage industry in 2001 and has been with The First State Bank since 2012. He originates loans nationwide and has developed an in-depth knowledge of loan programs including jumbo financing, conventional, FHA, and VA.


bradCookBrad Cook

Mortgage Loan Originator
(NMLS #1502553)
405.778.6544
Have a question?

Brad Cook joined The First State Bank in 2016. He has over 10 years of mortgage lending experience in the OKC market. Brad specializes in FHA and VA loans.

mikeGreshMike Gresh

AVP Tulsa Market Manager
(NMLS #408807)
918.392.3014
Have a question?

Mike Gresh joined The First State Bank in 2015 and helped open the Bank's Tulsa mortgage loan office. He has over 38 years' management experience in the mortgage industry.

kevinWheelerKevin Wheeler

Mortgage Loan Originator
(NMLS #233725)
918.392.3012
Have a question?

Kevin Wheeler joined The First State Bank in 2015 and was one of the first employees at the Bank's Tulsa mortgage loan office. A Tulsa native, Kevin has over 20 years' experience in the mortgage industry, with extensive knowledge of FHA & VA loans.

cassFahlerCass Fahler

Mortgage Banker
(NMLS #217788)
918.392.3011
Have a question?

Cass Fahler joined The First State Bank in 2016. He began his career in the mortgage industry in 1999 and has served as a mortgage loan originator since that time. Cass has extensive knowledge of all the various loan types the Bank has to offer.

joannGarrisonJoann Garrison

Mortgage Banker
(NMLS #414126)
918.392.3017
Have a question?

Joann Garrison joined The First State Bank in 2016, bringing with her over 15 years' experience in the mortgage industry. Her background working for several major banks and brokerage firms has helped her develop her extensive knowledge of all the residential lending programs The First State Bank offers.

Your satisfaction is the real reward, but we appreciate these too.