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First-Time Home Buyers Down Payment Assistance Program

With the First State Bank's FirstAssist program, buying a first home has never been easier! This program is specifically for first-time home buyers to help them realize their dreams of home ownership


  • Up to $5,000 towards down payment and/or closing costs
  • Can be used for Conventional, FHA, or VA financing
  • No area restrictions
  • This is a grant*, not a loan


  • Must earn at or below 80% of Oklahoma's Median Income*
  • Must be a first-time home buyer*
  • Must attend a homebuyer's education course
  • Must be qualified through The First State Bank

*No repayment required if buyer stays in home for five (5) years from closing date. First-time home buyer defined as not owning a home within the past three (3) years. Median income is calculated using all family members of the household and income requirements vary by county.