The First State Bank will help you go from plans and specs to life in your dream home.  We provide land loans, construction loans and long term new home financing all with the experienced staff of Oklahoma’s oldest state chartered bank

We offer flexible loan terms, competitive rates with local decision making.  We want to be your source for new home construction.


We only need a few things to get you started on the journey of building your new home:

Meet Our Lenders

Todd-ParkerTodd Parker
Senior Vice President
(NMLS #469164)
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Todd joined The First State Bank in early 2018 and has over 17 years’ experience in lending, specializing in residential construction lending.

Todd-ParkerKeisha Conrad
Administrative Assistant
(NMLS #884788)
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Keisha has over 20 years’ experience in the banking industry, most of which has been as a loan assistant. She and Todd Parker have worked together since 2011, with an emphasis in construction lending.


Your satisfaction is the real reward, but we appreciate these too.