THE UNDERSIGNED AGREE THAT ALL STATEMENTS MADE IN THIS APPLICATION ARE MADE FOR THE PURPOSE OF OBTAINING A PRE– QUALIFIED CERTIFICATE FOR A MORTGAGE FROM THE FIRST STATE BANK. THE BANK RESERVES THE RIGHT TO VERIFY OR REVERIFY ANY OR ALL INFORMATION AT ANY TIME INCLUDING THE USE OF A CREDIT REPORTING AGENCY OR FROM ANY SOURCE STATED ABOVE. THE BANK RELIED ON THE INFORMATION PROVIDED TO MAKE A DECISION AND IF FUTURE VERIFICATION OR REVERIFICATION REVEALS A CHANGE IN THE INFORMATION PROVIDED, THE BANK RESERVES THE RIGHT TO ALTER THEIR ORIGINAL PRE–QUALIFICATION DECISION.
By checking the Applicant and/or Co–Applicant boxes/ the applicant and/or co–applicant agree to let The First State Bank pull their credit records in relation to their mortgage loan application, as described in the following paragraph.
Applicant and/or Co–Applicant authorize The First State Bank to make whatever credit inquiries it deems necessary in connection with this application or in the course of review of collection of any credit extended in reliance on the application. Applicant and/or Co–Applicant authorize and instruct any person or consumer reporting agency to compile and furnish to the Bank any information it may have or obtain in response to such credit inquiries and agree that same shall remain your property whether or not credit is extended. Applicant and/or Co–Applicant are hereby notified that a consumer report was requested, and if such report was requested. Applicant and/or Co–Applicant will be informed of the name and address of the consumer reporting agency that furnished the report. Subsequent consumer reports may be requested or utilized in connection with an update, renewal or extension of credit.
CERTIFICATION: The undersigned certify that the information provided in this application is true and accurate to the best of their ability and acknowledge that any misrepresentation may result in the Lender's denial of the application.
USA PATRIOT ACT: Important Information About Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means For You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Applicant is required
Applicant and Co-Applicant is required