Visa Credit Card

Our Visa® Platinum Card features everything you want in a credit card. Enjoy purchasing convenience at over 15 million locations with no annual fee, plus generous credit lines and worldwide acceptance at ATMs.

Enroll in the optional Points to Anywhere Rewards Program and earn points any time you use you card. Redeem your points for valuable rewards including airline tickets, hotel stays, cruises, gift cards from some of the nation's leading retailers, and a whole lot more!

Summary
  • Make purchases virtually anytime, anywhere
  • Competitive low rates
  • No annual fees
  • A number of benefits available
  • Easily replaced if lost or stolen

Annual Percentage Rate is variable. 4.90% introductory APR for the first 6 months. After 6 months, 17.90% APR for standard VISA accounts; 13.90% APR for VISA Gold accounts; 10.90% APR for VISA Platinum accounts. This APR will vary with the market based on the Prime Rate as published in the Wall Street Journal. Your due date is at least 25 days after the close of each billing cycle. No interest will be charged if balance is paid in full by the due date each month. Interest will be charged on cash advances and balance transfers on the transaction date. Transaction fees assessed based on type of transaction: (1) Balance Transfer: $0; (2) Cash Advance: either $4 or 4% of the amount of each cash advance, whichever is greater; (3) Foreign Transaction: 1% of each transaction in US dollars. Penalty fees based upon the following: (a) Late Payment: $20; (b) Over the Credit Limit: $25; (c) Returned Payment: $25. Average Daily Balance method used to calculate balances. Contact your account officer for complete details.

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