CHECKING ACCOUNTS
Totally Free Checking! It’s just that simple! The First State Bank’s Free Checking account gives you free unlimited check writing, a free Visa Check/ATM card and free Online Banking.
Requirements
$100 is required to open the account, however there is no minimum balance requirement.
Benefits
• No monthly service charge
• Visa Check Card with Worldwide ATM access
• Use your card as a debit card for point-of-sale purchases and cash back
• Free Internet and Telephone banking
• Free Bill Payment
• Free statement with images
• Unlimited Check Writing
• No activity fee per check/deposit
Interest bearing, unlimited checking account available to our valued customers age 55 and above.
This is a variable rate account. The interest rate and annual percentage yield may change after the account is opened.
Requirements
• $100 is required to open the account
• 55 year minimum age requirement
• A minimum daily balance requirement of $1,000.00 is required to avoid the monthly Service Charge. You will earn interest for every day duringthe period that your account equals or exceeds the minimum daily balance requirement.
Benefits
• Interest bearing
• Visa Check Card with ATM access
• Use your card as a debit card for point-of-sale purchases and cash bank
• Free Internet & Telephone Banking
• Free Bill Payment
• Free Statement with Images
• Free Unlimited Check Writing
• No activity fee per check/deposit
• Free Preferred Checks
• Free domestic traveler's checks, cashier's checks and personal money orders
• Free Notary Service
Cost
A $10.00 Service Charge will be imposed every month if the minimum daily balance falls below $1,000. Fees could reduce the earnings on this account.
Interest bearing, unlimited checking account available for those customers looking to earn interest.
This is a variable rate account. The interest rate and annual percentage yield may change after the account is opened.
Requirements
• A $100 minimum is required to open the account
• A minimum daily balance requirement of $2,500.00 is required to avoid the monthly Service Charge. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
Benefits
• Interest bearing
• Eligible for U Choose Rewards Points program
• Free Notary Service
• .25% increase on CD rates
• $100.00 off closing cost on Mortgage Loan
• Visa Check Card with ATM access
• Use your card as a debit card for point-of-sale purchases and cash back
• Free Internet & Telephone Banking
• Free Bill Payment
• Free Statement with Images
• Free Unlimited Check Writing
• No activity fee per check/deposit
• Free Preferred Checks
• Free domestic traveler's checks, cashier's checks and personal money orders