Rates

Interest rate and APY may change after account is opened. APYs accurate as of 10/2714. Fees could reduce earnings. Rates and fees may change without notice. Rate = Interest Rate. APY = Annual Percentage Yield

Preferred Reward Checking*

Click here for account qualifications

BalanceMinimum Deposit Required to OpenRateAPY
$0 - $15,000$1002.47%*2.50%*
$15,000+$1000.60%*2.50% - 0.84%*
If qualifications are not met$1000.05%*0.05%*

Preferred Reward Saver*

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BalanceMinimum Deposit Required to OpenRateAPY
$0 - $50,000$1001.00%*1.00%*
$50,000+$1000.60%*1.00% - 0.73%*
If qualifications are not met$1000.05%*0.05%*

Accounts

AccountMinimum Required Opening DepositRateAPY
Preferred Senior Checking$1000.50%0.50%
Preferred Interest Checking$1000.50%0.50%
IOLTA$1000.25%0.25%

Regular Savings**

BalanceMinimum Deposit Required to OpenRateAPY
$0 - $24,999$1000.20%0.20%
$25,000 - $49,999$1000.50%0.50%
$50,000+$1000.65%0.65%

Interest Business Checking

Balance Minimum Required Opening DepositRateAPY
$0 - $9,999$1000.25%0.25%
$10,000+$1000.50%0.50%

Personal Money Market**

BalanceMinimum Required Opening DepositRateAPY
$0 - $9,999$1000.45%0.45%
$10,000 - $49,999$1000.50%0.50%
$50,000 - $99,999$1000.55%0.55%
$100,000+$1000.65%0.65%

Commercial Money Market**

BalanceMinimum Required Opening DepositRateAPY
$0 - $9,999$1000.45%0.45%
$10,000 - $49,999$1000.50%0.50%
$50,000 - $99,999$1000.55%0.55%
$100,000+S1000.65%0.65%

CD / IRA Rates^

TermMinimum Required to OpenRateAPY
3 Month$5,0000.25%0.25%
6 Month$5,0000.55%0.55%
12 Month$5,0000.85%0.85%
18 Month$5,0001.00%1.01%
2 Year$5,0001.24%1.25%
3 Year$5,0001.34%1.35%

^ IRA valid on 12 month CD or greater. A penalty may be imposed for early withdrawal. Minimum balance required to obtain the annual percentage yield for all CD/IRA is $5000.00


** By federal regulations, during any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above in any month, your account will be subject to product change to an unlimited transaction account.


FOR CURRENT RATE INFORMATION CALL YOUR NEAREST OFFICE:

Oklahoma City: (405)778-6500

Midwest City: (405)869-4000

Canute: (580)472-3131