COMMERCIAL LENDING
Whether the credit needs of your business are short-term or long-range, basic or specialized, The First State Bank will tailor a plan to fit your needs.
The cycle of your business determines your cash flow requirements. Whether you need to finance account receivables, purchase inventory, or borrow short-term for other business purposes, a The First State Bank working capital line of credit may help to provide the cash flow you need.
For business expansion, equipment, or other long-term capital requirements, a term loan may be what you need to help your company grow. A The First State Bank term loan may help ease the daily decisions necessary to effectively operate your business while preparing for the future.
We specialize in commercial and residential construction lending. Builders have the use of our The First State Bank mortgage lenders for permanent home loans, too.
Expanding your building? Moving to a new location? A real estate loan from The First State Bank may give you the financial room you need to grow your business.
The oil and gas industry plays an important part in the economy of Oklahoma and The First State Bank has the experience to help. Our commercial lenders can assist in providing your oil or gas business the financial resources you need to acquire or explore properties or to assist in any aspect of your energy operations.
The First State Bank has provided financing for Oklahoma farmers and ranchers. The First State Bank has lenders who specialize in agribusiness and can work with you to develop the options you need to meet your financial demands.
Business borrowing needs don’t always fit into a neat, pre-defined category. The First State Bank offers lenders with diverse backgrounds and specialized expertise who are familiar with the unique business demands of today’s economy. They can structure a loan that fits your individual requirements.